Ten Commandments of Working for Others

Let me share you something I learned from a Personality Development Course...

We all do work. We work for ourselves, for our family, for our friends and for anybody. All things have a set of rules we have to follow. In these rules, it is as if the work we do for others are talking to us personally. Here are some simple rules we can apply in our work...

Ten Commandments of Working for Others

1. Do not lie. It wastes mt time and yours. I am sure to catch you in the end and that is the wrong end

2. Watch your work not the clock.

3. Give me more than I expect and I will give you more than you expect. I can afford to increase your pay only if you increase my profit.

4. You owe so much to yourself that you cannot afford to owe to anybody else.

5. Dishonesty is never an accident

6. Mind your own business and in time you will have your own business to mind.

7. Do not do anything to hurt your self-respect. An employee who is willing to steal for me is willing to steal from me.

8. It is none of my business what you do at night, but if it will affect what you do the next day and do only half as much as I demand, you will last half as long as you hone.

9. Do not tell me what I like to hear. Tell me instead what I need to hear.

10. Do not kick if I kick. If you are worth correcting, you are worth keeping.

Keep your heads up and have a happy working day!

C3: Counter Culture Cafe :"A Flavor Experience"

C3:Counter Culture Cafe

"A Flavor Experience"

TRIVIA:
C3 is a feasibility study of students from UST-HRM Batch 2011

please like our page:

https://www.facebook.com/counterculturecafe

H2 Batch 2011
Clockwise from Top Left - Ra, Cid, Jeff, Lloyd, Bern,
Joy, Quenie, Malta and Jonalyn

CFAD partners
L-R: Kit, Cha, Nikka

2009-2010 Feasibility Studies

Description

An Elite Beverage Bar in the Making, catering to the clients needs and wants. Will cover from House Parties to Corporate Events and other different Celebrations. C3 provides innovative beverage concoctions infusing coffee, alcohol, fruit juice, jelly, wine, soda and tea.

We guarantee into bringing "A FLAVOR EXPERIENCE" to our patrons with our cocktails, shooters, mocktails and coffee concoctions together with fun and excitement.

 

Ang mga Babae

Isang sulat ng isang lalake tungkol sa mga babae.

"Ang mga babae, madaldal/mabunganga." Oo, wala talagang tigil ang bibig nila sa pag-rachada sa kakasalita. Lalo na sa tuwing pinapaalala nila sayo na oras na para inumin ang iyong gamot, kapag nagtatanung sila kung kumain ka na ba, kapag ginising ka nila sa umaga upang hindi ma-late at sa mga pagkakataon na nag-aalala sila sayo at tinatanung kung nasaan ka na at bakit hindi ka pa umuuwi. Walang duda, madaldal nga. Hayaan mo na, balang araw, siguro magbabago din sila. Tipong maririnig mo lang ee "Oo", "Hinde" at "Pwede". Para kayong naglalaro ng Pinoy Henyo. Romantic siguro ng buhay nyo nun.

"Ang mga babae, mashadong sentimental." Sinabi mo pa. Tandang tanda nga nila ang petsa at lugar kung saan kayo unang nag-date, isinulat niya din sa kanyang diary kung ano ang mga ginawa ninyo, nakatago at ingat na ingat siya sa mga larawan nyong dalawa, daig pa niya ang Smithsonian sa pag-aalaga ng mga iniregalo mo at kahit kailan hindi niya nalilimutan ang mga importanteng okasyon tulad ng anniversary, monthsary, weeksary o birthday mo. Nakaka-inis ba? Ok lang yan, malay mo next time, hindi na siya ganun. Tipong i-aasa na lang niya sa Facebook ang iyong kaarawan. Tapos tamang post na lang sa wall mo ng "hapi bday".

"Ang mga babae, emosyonal." They cry about movies. They get teary with a romantic novel. They blush and gasp upon seeing a picture of a cute dog or a cuddly baby. Bakit ba ganun sila? Buti na lang tayo hindi. Kinikimkim lang naten lahat ng emosyon sa loob hanggang sa sumabog at atakihin sa puso o di naman kaya ee magpapakalasing tapos magwawala at maghahamon ng wrestling. Di ba mas logical un? Madalas pa mag-imagine na ikakasal kayo sa simbahan. Lagi nag a-iloveyou, imissyou, take care at mwah mwah sa text. Asar ka na ba at nacocornyhan? Ayos lang yan. Darating din siguro ang time na titigil siya at isesend ang mga un sa iba.

Women are probably the greatest gift to men, from God, beside beer and sizzling sisig. At para sken, women deserve all advantages, lalo na sa pag-ibig. Sana lahat ng babae ay maging masaya ang lovelife. Sana, walang babaeng heart-broken, kasi, tayong mga lalake, we're meant to pursue them and it's okay if we fail from time to time. It's the way nature intended it. Gaya ng isang leon sa usa o pag-ikot ng earth sa paligid ng araw. Mas okay kung tayo na lang ung masasaktan. Ee sila? Isipin mo, nagkakaroon sila ng "dalaw" at nababaliw kada buwan, nabubuntis at nahihirapan ng 9 months, at pinaka matindi sa lahat, kailangan pa nilang panatilihing makinis at walang buhok ang kanilang mga kili-kili. Ano ba namang pasayahin sila at gawing "scar-free" ang kanilang buhay pag-ibig.

And if you are with a great gal, do everything to make her happy. Don't ever break her heart. Wag kang magpa-uto sa mga statistics, na nagsasabing, mas marami ang babae sa lalake, kaya okay lang mang-chiks. Ano pa bang gusto mo? Hindi pa ba sapat na minahal ka niya sa kabila ng iyong pagiging engot at kawalan ng Romantic DNA sa katawan? Malaki man ang populasyon nila sa mundo, napaka-liit ng tsansang makakilala ka ulet ng katulad niya na magtya-tyaga sayo.

Tandaan, pansamantala ka mang maakit ng naglalakihang pulang high-heels o maaarteng makintab na sandals, mas masarap pa ring umuwe sa nag-iisang tsinelas ng buhay mo.

-maaring nabasa niyo na ito sa mga social media sites

Success in Leadership

Are you a Leader?

Do you want to know what you need to be to succeed? 

Here is an article from an email sent to me...

"8 Things You Can Do To Be The Leader 

You Need To Be To Succeed'

by John Calub Training Incorporated

First, be alert to new potentials. 

"Reality" is not absolute but rather subject to constant change. Think about inventors, explorers, and agents of social change who have achieved greatness. Some might simply say that certain people are successful because they are lucky to be in the right place at the right time. Maybe so, but if they hadn't had their eyes open for the opportunity, then it wouldn't have mattered if they were in the right place.

Second, accept inspiration from wherever it comes; even your opponents.

 The wisest leaders constantly study their competition. In war, politics, and business we constantly see examples of this research and reconnaissance. Too many times though a certain study, many concentrate on finding a weakness to exploit. If you want to a be a leader of positive change don't fall victim to this trend. Instead, if you find a weakness, make sure to avoid that pitfall yourself. If you find the strength then find a way to strengthen your own qualities to match.

Third, learn something new and promote in new ways every day. 

This means you must continually seek to expand your horizons, internally and externally. Feed your mind with new lessons and knowledge, but constantly expand your social horizons as well. Seek out and meet new people and immerse yourself in new social situations. You never know when these new experiences will help you in your leadership role.

Fourth, search for and find answers in subtle clues. 

Look beneath the surface and constantly question. This is an extension of the third step in that you are seeking new knowledge. But this also means that you will need to step off the traditional paths of knowledge. Don't simply read books in the literary canon or the bestsellers list. Take seminars rather than classes as there is more room for questioning and debate. Seek out the unconventional thinkers, teachers, and writers.

Fifth, improvise if no existing solutions are available. 

No excuses. Necessity is the mother of invention. How do you know it won't work if you've never tried it before? Remember, not all approaches need to come from the front. Look at your problem from all sides and systematically attempt different solutions in various combinations.

Six, make at least one person you care about happy every day. 

If you make it a point to be thoughtful and caring for one person every day then soon this thoughtful, caring behavior will become a habit and that habit will spread to the others around you. Making someone else happy also feeds your own personal happiness. Just imagine how much better the world would be if we all did a little bit more to spread happiness.

Seven, offer help, even if there's no apparent advantage to you.

 This means more than writing a check. It means giving of your time and energy and yourself. Sometimes it will mean helping someone you don't know and sometimes it can be a very personal action.

Finally, never let negativity be your last word on the subject. 

If your final words are negative than no matter how hopeful you may be about the potential of a project or action the lasting impression you give to others is one of negativity. Accentuate the positive and you are more likely to see a positive outcome. 

For a Leadership Seminar click here.

Why Get Insured?

Here are some benefits of being Insured:

• Life Insurance As Mortgage Protection

Would you want your family to become homeless if you die unexpectedly? Of course not! You can get a life insurance plan as a form of mortgage protection. Proceeds of your insurance plan can be used to pay off your mortgage on your home.

• Life Insurance As Bankruptcy Protection

Did you know that in case of bankruptcy, your creditors cannot run after the cash value and death benefits of your life insurance policy? The cash value and death benefits from your life are exempt from creditors, thereby offering you a protection against bankruptcy.

• Life Insurance As Income Replacement

Your family may have planned for a future based on two incomes - your income and your spouse's income. But what if one of you passes away unexpectedly? Life insurance can be used to replace lost income, so that your family can maintain the same standard of living as they were used to.

• Life Insurance For Final Expenses

Funeral expenses, burial costs, and medical bills can be a huge burden to your family if you or your spouse pass away unexpectedly. Life insurance can be used to plan for these final expenses, so that your family will not have the additional burden of scratching for money in a time of grief.

• Life Insurance For College Funding

Life insurance can help fund the college education of your children. If you die, the death benefit of your life insurance policy may be invested and potentially grow to the needed amount by the time your children reach college age. Feel better knowing that you helped prepare for their future - even if you are not around to see it.

• Life Insurance For Estate Planning

Life insurance can secure your hard-earned estate for your heirs by providing tax free cash which can be utilized to pay estate taxes. You don't want the BIR to eat up your hard-earned assets, do you?

Source: http://lifeinsurancephilippines.com/why-get-life-insurance


Tips on getting an Insurance:
Tips for getting the best insurance quotes

News Article Collection: Pru Life UK

Here are some news article available online about Pru Life UK.

From Manila Bulletin:

Aimed at providing more investment opportunities for Filipinos, British life insurer Pru Life UK has launched a product that will allow consumers to piggyback on offshore funds from Asian economies.

Antonio G. De Rosas, Pru Life UK president and chief executive said the insurer has introduced the PruLink Asian Local Bond Fund, which is structured as a feeder fund that invests in International Opportunities Fund — Asian Local Bond. Full article at PruLife Launches New Investment Product

By Chino S. Leyco

• PruLife Launches New Investment Product
• Prulife Grows Premium By 33%

From Business Mirror:

ASIA is now the single biggest contributor to the operating profits of London-based insurer Prudential Plc, its Philippine unit, Pru Life UK, said on Wednesday.

In Manila, Pru Life President and Chief Executive Officer Antonio de Rosas said the group’s Asian life insurance operations accounted for 34 percent of global profits and equaled 34 percent in 2011 from only 12 percent in 2007.

• Asia business top source of profit for Prudential Plc

From Sun Star Bacolod:

What needs to be done?

The Insurance Commission seems to be exclusively concerned about insurance companies meeting its capital requirements. We believe that safety of clients’ money is one of those contexts where size does not matter—at least not too much! What is more important is that the insurance company has respect for the client and employs people who are fit to handle clients’ money. (By Neil Honeyman, An Independent View) Click on the link below to read more.

• Honeyman: Pru Life, Philam Life and the insurance commission

From Philippine Star:

MANILA, Philippines - Pru Life UK Philippines said its premium income has grown by an average 78 percent over the past three years, capped by the impressive 33.33-percent growth in 2011.

Total premiums last year grew to P10.4 billion from P7.8 billion in 2010 to P10.4 billion. In 2009, premium income was recorded at P3.5 billion.

 The huge leap in premium growth catapulted Pru Life UK from sixth largest insurer in 2009 to fourth in 2010. To read the full article click the link "Pru Life marks impressive 33% growth in premiums"

• Pru Life marks impressive 33% growth in premiums 
• Pru Life UK bags accounting honors 
• Pru Life upgrades unit-linked product 

Financial Management: Savings

Savings, Investments and Insurance.

What are these and How do they affect our Financial Capacity?

Is there a Recommendable System for us to Manage our Finances?
Part I

Income - Savings = Expenses

How much income do you earn?

What are the things so budget for your expenses? How big or how little goes into your savings? 

Income is defined as an economic wealth that is generated in exchange for an individual's performance of agreed upon activities or through investing capital. Income is consumed to fuel day-to-day expenditures. 

It is a word that Can Mean a lot to a person. One can spend his income for going to the beach, eating in a fine dining restaurant, buying a new shoes or a book. It can also be spent by paying the electricity bill, providing allowance to your child or simply buying food for your daily needs. Each person have different standards of living depending on how much income do they have. The higher income you have, the more things you can buy or purchase. However, this Income should be spent wisely. Having an Income means having the ability to spend and to save. If you spend, you use your income to have a goods or services in return which you can use in the meantime. In saving, you put the money you earn into a tool or a system that in the future can have gains, losses or be retained. 

So how does one manages his or her income? Here are two Cases:

Case 1

Mary works as a Call Center Agent in Ortigas and earns 25,000Php monthly. She usually have good times with her friends on weekends, gives a part of her income to her parents and shops for new clothes regularly. At the end of the month Mary usually deposits 5,000Php to her Savings account.

Case 2

Lei is a Restaurant Staff and makes 12,000Php a month plus her daily tips. When she gets home, Lei puts the tip she had for the day in an Envelope. Weekly, Lei deposits 500Php to her Bank account. She also hands some money to her parents then the rest that are left are for her personal needs. Every month she also puts in the bank the money she had in the Envelope.

Whom do you think handles the money wisely, Mary or Lei? Why?

Here are some tips into saving: Trick yourself into saving

Project J.18

"One Small Change Can Make One Big Difference"